Dear DeeDee, I’m having trouble saving for a downpayment. Can you help?

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News to sing about…

HFA Loans, for first time home buyers, can make home buying more affordable.

If you’re a first time home buyer, or if you haven’t owned a home in 3 years, you might be eligible for this California government sponsored program. Regardless of the type of loan you’re getting, VA, FHA, Conventional, etc… this junior loan is added to your primary loan, helping you cover downpayment and/or closing costs.

Here’s the best part… the interest rates can be as low as ZERO PERCENT.

Of course, there are eligibility requirements which vary by county. An approved HFA Lender (most loan officers are certified, but you’ll want to ask to make sure) will be able to go over the program in depth to see if you qualify.

For more information, click on the following link…California HFA Loans

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